Privacy Notice
Revised June 15, 2021
North Mississippi Title & Closing, PLLC (“NMT&C”) respects the privacy and security of your non-public personal information (“NPI”) and protecting your NPI is one of our top priorities. This Privacy Statement explains NMT&C’s privacy practices, including how we use NPI received from you and from other specified sources, and to whom it may be disclosed. NMT&C follows the privacy practices described in this Privacy Statement and, depending on the business performed, NMT&C may share information as described herein.
Title V of the Gramm-Leach-Bliley Act (“GLBA”) generally prohibits any financial institution, directly or through its affiliates, from sharing NPI about you with a nonaffiliated third party unless the institution provides you with a notice of its privacy policies and practices, such as the type of information that it collects about you and the categories of persons or entities to whom it may be disclosed. In compliance with the GLBA, we are providing you with this document, which notifies you of the privacy policies and practices of NMT&C.
What We Collect
First, we must collect a certain amount of personal information about you in order to provide real estate closing and settlement services, offer new products or services, administer products, and fulfill legal and regulatory requirements. Therefore, as part of our servicing of your requests, we may obtain certain NPI about you. This information includes facts and data that we receive from you, real estate agents, lenders, government agencies, and/or other authorized persons in varying manners, including but not limited to: title orders, sales contracts, loan applications, company required forms, telephone calls, correspondence, loan pay-offs and other processing forms, facts and data about your transactions with us, our affiliates or others, and facts and data we receive from consumer reporting agencies.
What We Share
NMT&C is committed to maintaining the confidentiality of the personal information we collect. We appreciate this opportunity to clarify our privacy policy for you.
With respect to the information we collect about you:
We collect and use the information to the extent needed to conduct our business and to meet our high-quality service standards;
We restrict access to the information to authorized individuals who need to know this information to provide services and products to you;
We maintain appropriate safeguards to protect information about you;
We will verify that any persons requesting information about you or your relationship with us is entitled to such information prior to providing it.
We share nonpublic information about you outside our company only to service your request, or as authorized by you, or as required or permitted by applicable law;
We require any organization that provides assistance to us in providing services on our behalf to you to maintain the confidentiality of NPI about you and not use such information for any other purpose; and,
Our Privacy Policy does not allow non-affiliates to offer their products and services to you
The law does permit us to share information about you with our affiliates, including insurance companies and insurance service providers. The law also permits us to share information about you with companies that perform marketing services for us, or other financial institutions that have joint marketing agreements with us. The information we share with our affiliates or service providers need not be directly related to our transaction with you.
If we change our privacy practices, we will provide you notice of all material changes. This privacy notice supersedes all previous notices with respect to matters described herein.
It is our goal to ensure that all the information we collect is accurate and complete. Please notify us if you believe any of the information is inaccurate.
A copy of our information and Data Privacy Policy is available on our website www.northmississippititle.com or will be provided upon request.
No Action is Required By You.
You do not need to do anything as a result of this notice. It is meant to inform you of how we safeguard nonpublic personal information about you. You may wish to file this notice with your insurance papers.
We strive to maintain your confidence and trust, and if we ever fail in that regard, please contact us directly at dustin@northmississippititle.com or (662) 913-7850, and we will take immediate action